Branchless banking ranks among the top significant service models in aiding financial inclusion. Imfast implements the branchless banking concept and resolves the requirement for banks as well as banking entities to connect with to the unconnected masses without setting up expensive physical branches. People in these areas have traditionally been discouraged access to Corporate financial offerings due to several factors that include as follows distance between location and nearest bank branch makes it financially unviable to do small value transactions only small value transactions can be enabled due to socio, Economic conditions, People are largely illiterate, Poor small value transactions make it financially unviable to arrange physical branches lack of financial literacy and ability to communicate with professional staff lack of connectivity lack of trust in formal financial services due to past experiences loan brokers, With mfis these issues have resulted in financial exclusion of large populations that might be otherwise could be financially included to enable the evolution of local economies. Integra has pioneered the concept and implementation of field agent business correspondent based field hardware microatm, Agent management, Pos terminals and a variety of backend technologies to facilitate comprehensive solution working of that are, The system further integrated with the banks. The field agent refers to a human being from the who is, Local community well known to her and is, Locality members reasonably educated. The agent is engaged as a proxy for the bank/ financial institution to spread awareness of financial services, Enrol people to open accounts, And enable financial transactions amongst the locality members, Well known for the neighborhood populace / community, Enable financial transactions amongst the people of the local community. The microatm devices are intended to work in good/ poor mobile connectivity scenarios, Where it can communicate transactions to the backend systems immediately, Or securely store transactions locally on smart cards and transmit the same to the backend systems whenever connectivity is available. The agent is given an account with the nearest bank branch, And is the liaison between the bank as well as the individuals of his location. The agent handles cash during transactions and is required to settle it with the nearest bank branch, Periodically. This cash, In, Hand is centrally remotely managed and defines the credit standing of the field agent, Thereby activating the hand held terminal to perform transactions.