Mutual Fund Consultants, Project Completed 100, Service Mode Offline, Service Location Pan India

An investment fund shared by multiple investors pools the savings of several investors and allocates the same in multiple options of different financial instruments, Or securities. The income earned through these investments and the capital appreciation realised by the scheme are shared by its unit holders in proportion to the quantity of units owned by them. Mutual funds can thus be considered as financial intermediaries in the investment business who collect funds from the public and invest as a representative of the investors. The losses and gains accrue to the investors only. The investment objectives outlined by a mutual fund in its prospectus are binding on the mutual fund scheme. The investment objectives specify the class of securities a mutual fund can invest in. Mutual funds invest in various asset classes like equity, Bonds, Debentures, Commercial paper and government securities. Tools you have the option to employ m f news daily nav recent dividends m f performance m f activity compare schemes sip value calculator various kinds shared fund investments a on the basis of objective equity funds/ growth fundsfunds that invest in ownership stakes represent called equity funds. They carry the principal objective of capital appreciation of the investment over the medium to long, Term. The returns in such funds are volatile given that they are directly linked to the stock markets. They are ideal for investors who are seeking capital appreciation. There are different types of equity funds such as sector specific, Diversified funds funds and index based funds. Diversified funds these funds invest in companies spread across sectors. These funds are generally meant for risk, Taking investors that do not bullish about any particular sector. Sector funds these funds invest primarily in equity shares of companies in a particular business sector or industry. These funds are designed for investors who are extremely bullish about a particular sector. Index funds these funds invest in the same pattern as popular market indices like s&p 500 and bse index. The significance of the index fund varies in proportion to the benchmark index. Tax saving fundsthese funds offer tax benefits to investors under the income tax act. Opportunities provided under this scheme are offered in the shape of of tax rebates u/s 88 as well saving in capital gains u/s 54ea and 54eb. They are best suited for investors seeking tax concessions. Debt / income fundsthese funds invest predominantly in high, Rated fixed, Income, Bearing instruments like bonds, Debentures, Government securities, Commercial paper and other liquid investment vehicles. They are best suited for the medium to long, Term investors who are averse to risk and seek capital preservation. They provide regular income and security to the investor. Liquid funds / money market funds these funds invest in highly liquid money market instruments. The duration of investment could be as short as a day. They provide easy liquidity. They have emerged as an alternative for savings and short, Term fixed deposit accounts with comparatively higher returns. These funds perfectly suited for corporates, Institutional investors and business houses who invest their funds for very short periods. Gilt fundsthese funds invest in national and regional government securities. Since they are government backed bonds they give a secured return and also ensure protection of the principal amount. They are best suited for the medium to long, Term investors who are averse to risk. Balanced funds these funds invest both in equity shares and fixed, Income, Bearing instruments debt in some proportion. They provide a steady return and reduce the volatility of the fund while providing some upside for capital appreciation. They are ideal to long, Term investors, For medium willing to take moderate risks.