A standalone with profits limited premium payment plan. Maturity benefit 40% of the essential assured total alongside with earned uncomplicated reversionary incentives together with the concluding extra bonus if any. Death benefit assured amount for death together with vested simple diversionary added perks coupled with a closing bonus if any. The death benefit as defined above must not fall below 105% of the premiums paid limited to the maximum of the day of death. Survival benefits should there be life assured surviving up to the conclusion of the specified durations 15% of the fundamental guaranteed amount at the conclusion of each of 5th, 10th, 15th & 20th policy year. Optional benefit unforeseen fatality & disability benefit rider. Loan services are offered as part of this arrangement after the policy acquires paid, Up value.